Incrementement mounted with an guarantee quality of credit

That is the direction of Mr. Duong Quyet Thang, Party Secretary of the Party Central Committee, Board of Directors - General Director for the operation of the VBSP system at the task deployment meeting in the last months of 2017 just happened. This morning (08/7)

 Tổng Giám đốc Dương Quyết Thắng phát biểu chỉ đạo tại Hội nghị
                             General Director Duong Quyet Thang delivered a speech at the conference

Attending the conference were Mr. Pham Quang Ha - Deputy Director of the 4 Central Organizing Committee; Nguyen Thanh Binh - Expert, Department of Civil Servants - Ministry of Home Affairs; Dao Thi Minh Huong - Deputy Director of Personnel and Organization Department - Central Party Committee of Party Organization.


Attending the meeting were Mr. Le Ngoc Bao, Member of BOD - Head of Supervisory Board; Deputy General Directors; Chief accountant; President, Vice Presidents of the Trade Union; Chief of Office, Deputy Chief of Office; Directors and deputy directors of CMUs at Head Office, Training Center, Information Technology Center and Transaction Center; Director of Southern Regional Committee for Internal Audit and Control; Director of Southern Training Center; Director, Head of Professional Planning Division of 63 provincial and municipal branches of VBSP.

Các đại biểu dự Hội nghị

                                                             The delegates to the conference

Complete 71% growth plan

In the first 6 months of 2017, VBSP closely followed the resolutions of the Government, the Directive of the Governor of the State Bank of Vietnam and the resolutions of the Board of Directors, in close coordination with all levels, branches and socio-political organizations. To focus on drasticly and synchronously deploying many solutions and directing the implementation of the assigned tasks in all domains of operation. Capital sources have timely responded to the need for disbursement of policy credit programs, consolidation and improvement of credit quality are paid attention; The inspection, staffing, training, accounting and financial management, communication, office, administrative simplification are paid good attention.

Phó Tổng Giám đốc Trần Lan Phương báo cáo kết quả hoạt động NHCSXH 6 tháng đầu năm 2017, phương hướng, nhiệm vụ những tháng cuối năm 

Deputy General Director Tran Lan Phuong reports the performance of VBSP in the first 6 months of 2017, direction and tasks in the last months of the year.

As of 30/6/2017, the total capital was over VND 173 trillion, an increase of VND 13,816 billion compared to the end of 2016. Of which, local entrusted capital reached VND 8,112 billion, accounting for 4.6% of the total capital; Capital mobilization of economic organizations, individuals and residents is VND 8,335 billion, savings deposit through Savings Group and VND 6,101 billion.

Total credit outstanding loans reached VND166,426 billion, up 5.8% over the end of 2016; Of which, outstanding loans reached VND 148,960 billion, fulfilling 71% of the plan, with nearly 6.8 million poor people and beneficiaries of outstanding loans. Average debt is 25 million VND per household.

The quality of policy credit is constantly being strengthened. Overdue debt and frozen loans now account for only 0.82% of total outstanding loans, of which overdue loans account for 0.43%.

Phó Tổng Giám đốc Nguyễn Văn Lý trình bày báo cáo hoạt động tín dụng và công tác quản lý - xử lý nợ rủi ro trong 6 tháng qua 

Deputy General Director Nguyen Van Ly presented the report on credit activities and risk management and treatment in the past 6 months.

In the first six months of 2017, units continued to actively implement the Directive 40 of the Secretariat of the Party Central Committee and the Prime Minister's Implementation Plan 401 on strengthening the Party leadership on credit. social policies. Provinces and cities throughout the country are interested in supporting VBSP headquarters, facilities, working equipment and local budgets to authorize loans to VBSP. Local budget funds entrusted to VBSP to replenish local lending resources since the Directive reached VND 4,221 billion and in the first 6 months of 2017 increased by VND 1,329 billion compared to the end of 2016.
Total loans in the first 6 months reached more than VND31 trillion, with nearly 1.2 million poor people and policy beneficiaries borrowed. Policy credit helps to create more jobs and employ more than 105,000 people, of whom nearly 1.5 thousand workers go to work abroad for a certain period of time; Helping nearly 11,800 students and students in difficult circumstances borrow money to study; To build more than 714,000 rural clean water supply and environmental sanitation facilities; Built 9,600 houses for poor households ...

Efforts to ensure both quality and quantity

Quang cảnh Hội nghị 

                                                                       Conference Scene

In order to complete the growth plan assigned by the Prime Minister, the General Director requested the branches to take initiative in exploiting and mobilizing resources from the localities to supplement loans for local residents; Continuing to advise all levels and branches on the implementation of Directive No. 40 of the Secretariat of the Party Central Committee and Decision No. 401 of the Prime Minister, the center of advising on supplementary charter capital, capital for Borrowing policy credits and trust funds; Coordinate with local authorities and socio-political organizations in reviewing and assessing the demand for loans of poor households, near-poor households and policy beneficiaries to develop the credit plan in 2018; To advise the People's Council to allocate support resources; At the same time, the organization disburses in time to meet the demand for loans of beneficiaries according to the plan assigned in 2017.

Emphasis on the task of controlling credit quality assurance, the General Director requested the units continue to focus on directing the consolidation and improvement of credit quality throughout the system, especially for branches. Branches with low and unstable credit quality should well perform the recovery of due debts, overdue debts and outstanding interests; Strengthening the consolidation and improvement of the operation quality of Savings and Credit Groups, strictly implementing the transaction schedule at the commune; To well manage risk management and treatment; Continuing to implement the comprehensive inspection program, specialized examination and inspection of provincial and city branches.

Finally, the Director General noted that the units continue to strengthen information and communication on the credit policies of the Party and the State for the poor and other policy beneficiaries implemented by VBSP; Actively advised the People's Committee, Chief Representative Board of the Board to review 15 years of operation of VBSP; To continue well implementing the emulation movements, striving to accomplish excellently the targets of the plan and tasks in the last 6 months and the whole of 2017, to reward and promptly reward the cadres to promote Energy, intelligence and creativity.

On this occasion, the Council for Emulation and Commendation of Social Policies for Social Welfare announces the rewarding decisions of the General Director to the collectives who have recorded outstanding achievements in the implementation of tasks in the first 6 months of 2017.

Tổng Giám đốc chúc mừng và trao tặng Cờ cho 16 chi nhánh đã hoàn thành xuất sắc nhiệm vụ trong phong trào thi đua 6 tháng đầu năm 2017 
CEO congratulated and awarded the flag for the 16 branches have successfully completed the tasks in the emulation movement for the first 6 months of 2017
 16 chi nhánh có thành tích xuất sắc trong việc thực hiện công tác tham mưu huy động nguồn vốn ủy thác đầu tư tại địa phương trong Quý II, 6 tháng đầu năm 2017

16 branches have excellent achievements in the implementation of advising on the mobilization of local investment funds in the second quarter of the first 6 months of 2017.

Các Phòng giao dịch NHCSXH đã có thành tích trong công tác tham mưu huy động nguồn vốn ủy thác đầu tư tại địa phương trên địa bàn cấp huyện 6 tháng đầu năm 2017 vinh dự nhận Giấy khen của Tổng Giám đốc 

The VBSP transaction offices have made achievements in advising on the mobilization of investment capital in the locality in the district area in the first 6 months of 2017, honored to receive certificates of merit from the General Director

7 Phòng giao dịch đã có chất lượng tín dụng tốt và giữ vững ổn định trong 6 tháng đầu năm 2017 vinh dự nhận Giấy khen của Tổng Giám đốc 

7 sub-branches have good credit quality and maintain stable in the first 6 months of 2017 honored to receive the Certificate of Merit of the General Director

Tổng Giám đốc chúc mừng và ghi nhận những thành tích đóng góp của đồng chí Nguyễn Đức Vui - nguyên Phó Bí thư Thường trực Đảng ủy NHCSXH TW sau một thời gian công tác, cống hiến cho ngành, đến nay đã được nghỉ chế độ 

General Director congratulated and recorded the contribution of Mr. Nguyen Duc Vui - former Deputy Secretary of the Party Committee of the Central Socialist Party after a period of work, devoted to the industry, has been granted leave of absence.

Quỳnh Trang (Source: According to Tran Trang - Tuan Ngoc